SIP Calculator

SIP future value, goal planner, step-up contributions, lump sum combo, and year-by-year wealth schedule.

How It Works

  1. Enter monthly amount, return rate, and years. Get future value with invested vs gains split.
  2. Goal planner. Enter a target corpus to find the monthly SIP needed.
  3. Step-up SIP. Model annual contribution increases (e.g. 10%/yr).
  4. Lump sum + SIP. Combine an initial investment with ongoing monthly SIPs and inflation.
  5. Year schedule & compare. See year-by-year wealth and SIP vs lump-sum-only outcomes.

Also try our Roth IRA Calculator or Investment Calculators.

Enter values to see results.

Formula & Reference

FV = PMT × [(1+r)n−1]/r