Roth IRA Calculator

Project Roth IRA growth with tax-free withdrawals.

How It Works

  1. Enter contributions. Type annual contribution, expected return rate, and years until retirement.
  2. See future value. The calculator projects tax-free Roth IRA growth using compound interest.
  3. Plan by age. Add current age, retirement age, and existing balance for a personalized projection.
  4. Compare accounts. See Roth vs taxable account — tax-free withdrawals vs annual tax on gains.
  5. Review catch-up. Age 50+ adds $1,000/yr extra contribution to your plan.

Also try our SIP Calculator or Retirement Calculators.

Enter values to see results.

Formula & Reference

Roth FV = PMT × [(1+r)ⁿ−1]/r