CD Calculator

Calculate certificate of deposit maturity value and interest.

How It Works

  1. Enter deposit details. Add principal, annual rate (%), and term in years.
  2. See maturity value. The result shows your ending balance and total interest earned.
  3. Compounding options. Choose daily, monthly, quarterly, or annual compounding and see APY.
  4. Tax & inflation. Estimate after-tax balance and inflation-adjusted real value.
  5. Compare & plan. View annual schedule, early withdrawal penalty, or CD vs savings account.

Also try our CD Rate Calculator or SIP Calculator.

Enter values to see results.

Formula & Reference

FV = P(1 + r/n)^(n·t) · APY = (1 + r/n)^n − 1